Meet our Team

Scott & Mikela Kobayashi @Thecredithacker

Family sitting in the open side of a decorated vintage van, with garland and pinecones. The group includes two adults and three children, dressed casually, with a backdrop of a sunny outdoor scene.

My wife & I started our credit card journey in 2015. Happily married, we really enjoyed traveling and going on adventures together. Living in Hawaii & now with 3 kids, the costs of living can really be a barrier to travel, and so began our journey of research and discovering cheaper ways to travel!

As soon as we got financially educated, we were able to earn our first flights for free within the first year! Ever since we have earned multiple staycations for free here in Hawaii and have gotten more free flights. We have earned over 3.1 million reward points and redeemed for $95,000 in FREE TRAVEL.

More than experiencing new places and retreating away from the busyness of life, my wife and I value our faith in God & our marriage. Traveling allows us to strengthen our intimacy with each other and grow closer in our relationship with God.

-Scott & Mikela Kobayashi